Captives and consortiums allow smaller employers to band together to self-fund, but private schools may benefit from exploring alternative funding options. Facing cost increases and limited purchasing power, independent private schools have sought out alternative funding models like captives and … Read More
The Knowledge Center
Our health & welfare experts write articles, host webinars, launch videos and get interviewed by employee benefits, insurance, business and national media. It's award-winning insurance journalism which can be found here weekly.
NEWLY RELEASED: The Current
Insurance Report 2022, Issue 3!
Now a triannual publication, you’ll get actionable employee benefits trends & strategies even quicker!
GET YOUR COPY HERE »
GET YOUR COPY HERE »
ICHRAs: A Radically New Way to Offer Health Insurance
ICHRAs can be a great option for small employers, large organizations with diverse or changing employee needs or geographically diverse workforces. Even if you offer multiple health insurance plans, trying to address the diverse needs of employees can seem impossible. … Read More
The Myths Preventing Employees From Embracing HSA-Qualified Plans
The biggest barrier to HSA-qualified plan adoption is education. Here are common myths I’ve encountered and how I’ve explained them. You’ve decided to offer a high deductible health plan (HDHP) with a health savings account (HSA). You encourage your employees … Read More
Employers Have Options Related to Abortion Benefits
In addition to abortion benefit options, employers need to carefully consider how reimbursement programs are designed. The recent U.S. Supreme Court Dobbs v. Jackson Women’s Health decision still leaves a lot of legal and regulatory abortion access questions unanswered. In … Read More
Investing in Your Workforce: The Current Insurance Report, Issue 3
Workforce investment is one of the biggest costs – and opportunities – for employers. Thoughtful strategy is required to get the best return. We are only a few months removed from our last issue of The Current Insurance Report and … Read More
7 Open Enrollment Solutions for Today’s Challenges
On par with most employee benefits, the open enrollment process has transformed in recent years, causing employers of all sizes and industries to seek open enrollment solutions to common challenges. Often, this means rethinking and revisiting their engagement strategies. HR … Read More
Demographic Studies and Real-Time Benchmarking Data Enable Strategic Planning
Analyzing real-time benchmarking data and demographic studies is the first step to setting meaningful and attainable strategic goals. It’s indisputable: The pandemic and the subsequent “Great Resignation” have made benefits more valuable in the marketplace, leaving organizational leaders wondering how … Read More
Is Self-Funding the Solution to Rising Medical and Drug Costs?
Employers are increasingly considering self-funding to counter rising medical and drug costs and serve their population with the benefits they actually need. In our experience, the cost of health insurance is the second largest expense behind payroll for most employers. … Read More
Using Data to Craft a Competitive Recruitment and Retention Plan
By looking at industry trends, benchmark data and demographic surveys, your consultant can help you craft a competitive recruitment and retention plan. While many workers are quitting their jobs, most are actually switching jobs. Employers in all sectors are working … Read More
Marketing Your Benefits: How to Create Competitive Messaging
Having the best benefits package does little good if job candidates—or current employees—don’t understand its value and how to use it. In a hyper-competitive hiring environment, we know candidates are evaluating all aspects of a potential new employer, especially benefits. … Read More
Proactivity and Preparation: The Current Insurance Report, Issue 2
We’re pleased to release the second issue of our new The Current Insurance Report. For its tenth year, we’ve redesigned The Current and switched to a more focused and frequent publication schedule. This offers answers to the employee benefits questions … Read More
3 Critical Keys to Negotiating Benefit Renewals in 2022
3 Must-know Keys to Negotiating Benefit Renewals
Building Your Employee Wellness Business Plan: When to be Strategic vs. Tactical
Much of the work required for a successful employee wellness business plan happens before the first communication, incentive or screening. The chicken or the egg? This age-old question was never more relevant than when creating your employee wellness business plan. … Read More
3 Ways Mid-Year Plan Reviews Help Avoid Benefits Renewal Bombshells
How a Mid-year Plan Review Avoids Benefits Renewal Shock and Awe
Are You Spending Your Wellness Incentive Dollars Wisely?
Increase ROI, drive wellness program engagement and encourage long-term behavior changes through efficient use of wellness incentive dollars. The point of a wellness incentive program is not to give people what they say they want; it is to inspire changed … Read More