Compliance Resource Center

Our employee benefits compliance experts track the latest state & federal employee benefits regulations to keep our clients from incurring costly fees or penalties.

Find information on new developments and the expert guidance to understand them, in the posts below and in our 2026 Employee Benefits Compliance Calendar.

ALERT
02.11.2026

President Signs Significant PBM Reform into Law with CAA 2026

News & Policy
02.16.2026
Required Updates to HIPAA Notice of Privacy Practices Must be Completed by February 16, 2026

By February 16, 2026, all HIPAA covered entities must update their HIPAA Notice of Privacy Practices (NPPs) pertaining to the confidentiality of substance use disorder (SUD) treatment records in accordance with the February 16, 2024 final regulation under 42 CFR Part 2 (the “Final Rule”). While the U.S. District Court for the Northern District of Texas vacated (invalidated) the Final Rule’s provisions pertaining to increased privacy protections for the confidentiality and disclosure of PHI related to reproductive healthcare (see our eAlert here), the ruling did not vacate requirements pertaining to SUD treatment records. The ruling also does not prohibit covered entities from retaining language in their NPPs providing increased protections for reproductive healthcare records if they so choose. Employers and plan sponsors should consult with their trusted advisors to ensure that all required updates to the NPPs are completed by the February 16, 2026 deadline. This should include making a determination as to whether to retain language in the NPPs regarding reproductive healthcare.

News and Policy

 Beginning January 1, 2026 (previously July 1, 2025), the State of California will put into effect a new law, SB 729, which requires large fully insured group health plans (plans with 101 or more participants), as well as large group, non-specialized disability insurance plans within the state, to provide coverage for fertility and infertility services for any California residents. The new law requires large group policies to provide coverage for the diagnosis and treatment of infertility, including coverage for up to three completed egg retrievals with unlimited embryo transfers. 

News and Policy

On June 9, 2025, Secretary of Health and Human Services, Robert F Kennedy announced that he would be removing all 17 members of the Center for Disease Control and Prevention’s Advisory Committee for Immunization Practices (ACIP) and replacing them with new members. Kennedy stated that the committee was full of conflicts of interest and that a new slate of members was necessary to restore public trust in the Committee. This ACIP reformation comes on the heels of Kennedy announcing that the COVID 19 vaccine would no longer be recommended for healthy children and pregnant women.

News and Policy

On May 27, 2025, the State Attorney General for Rhode Island, Peter Neronha, filed a lawsuit against the major pharmacy benefit managers (PBMs), including CVS Caremark, Express Scripts and Optum RX, along with their group purchasing organizations (GPOs), alleging that the PBMs and the GPOs conspired to unfairly increase the cost of prescription drugs. The lawsuit alleges that although the PBMs marketed their operations as saving money for consumers, they were unfairly profiting from drug price increases. The lawsuit also alleges that the PBMs make formulary decisions that unfairly restrict access to certain medications for participants.

News and Policy

On May 22, 2025, the U.S. House of Representatives passed a budget bill titled “One Big Beautiful Bill” (BBB). This bill, if passed, would have wide ranging implications for health and welfare benefits, including expanding health savings account (HSA) availability, expanding availability of individual coverage health reimbursement arrangements (ICHRAs), and putting in place new eligibility requirements for Medicaid.

News and Policy

On May 20, 2025, The U.S. Department of Health and Human Services (HHS) announced in a press release that it is taking steps to achieve the Most-Favored-Nation Price Targets for prescription drugs in line with President Trump’s executive order “Delivering Most-Favored-Nation (MFN) Prescription Drug Pricing to American Patients.” HHS laid out its expectation that each manufacturer commits to aligning U.S. pricing for all brand name drugs across all markets that do not have generic or biosimilar competition with the lowest price from similarly developed countries. Specifically, the MFN target price is the lowest price in an Organization for Economic Co-operation and Development (OECD) country with a Gross Domestic Product (GDP) per capita of at least 60 percent of the U.S. GDP per capita. These price targets are meant to bring down U.S. drug prices while preserving innovation by evening out the price burden between American patients and patients receiving the same drug in other countries.

News and Policy

On May 14, 2025, the U.S. Department of Health and Human Services (HHS) rescinded its 2021 guidance regarding Section 1557 of the Affordable Care Act (ACA). Among other things, the 2021 guidance announced that HHS would interpret Section 1557’s prohibition on discrimination “on the basis of sex” to include discrimination the basis of sexual orientation and gender identity. HHS has now announced that, to reduce regulatory burden, the guidance has been rescinded, effective immediately.

News and Policy

On May 12, 2025, President Trump issued an Executive Order entitled “Delivering Most-Favored-Nation Prescription Drug Pricing to American Patients,” along with an accompanying Fact Sheet providing additional information. The Executive Order aims to lower the costs of prescription drug pricing in the U.S. by implementing a “most-favored-nation” policy. This would tie U.S. drug prices to the lowest prices paid by other comparable developed countries. The Executive Order directs agencies, including HHS and FDA, to take actions that will lower prescription drug costs for Americans. This would include direct-to-consumer purchasing from drug manufacturers and the development of a pricing index that establishes and communicates price targets comparable with the rest of the developed world. In addition, the Executive Order states that if pharmaceutical manufacturers do not bring down their prices to be in line with the new standards, the agencies must propose new regulations to create a pathway for safe importation of prescription drugs from other developed nations. The Executive Order also directs the U.S. Attorney General to review anticompetitive behavior by prescription drug manufacturers and remedy any violations through the Sherman Act.

For questions on earlier news/guidance, please contact your Corporate Synergies Account Manager or call 877.426.7779.

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Matt McCuen

National Executive at Imagine360

Matt McCuen is an industry veteran, with over 30 years of experience in the self-funded space.  

As the National Marketing Executive for Imagine360, Matt works with self-funded employers across the nation to improve the benefits they offer to their employees and families. 

Imagine360 is the leading provider of employer-sponsored health plan solutions that deliver deep cost savings and concierge member support. Leveraging 50+ years of expertise, Imagine360’s solutions combine the financial benefits of reference-based pricing, best-in-class member support, and health plan administration.  

Greg Santulli

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Greg Santulli is the CEO and Co-Founder of Rx Valet, an industry leading Pharmacy Cost Savings company. Greg has over 30 years of experience in healthcare and pharmacy. His leadership has positioned Rx Valet as the one of the leading providers of Pharmacy Cost Containment, low-cost access to medications and a successful pharmacy benefit manager. His company’s approach is to engage all parties involved to provide unprecedented results. 

Mitch Lamoriello

VP Wealth Advisor at Advus Partners

Mitchell has innovation in his bones. He understands the unique challenges and circumstances clients face in their financial lives, and is passionate about discovering new ways his family firm can help serve a changing investor and investment marketplace.

As an investment specialist, Mitchell sits on the Advus’ investment committee. He also is responsible for assisting in the firm’s qualitative and quantitative due diligence process and contributing to the research on capital markets and global economic conditions. His knowledge base in investments provides him with a strong foundation to help answer client questions and navigate issues with their portfolio. As he spends more time with clients, Mitchell understands the importance of achieving goals and has expanded his knowledge, skills and approach beyond investments to encompass holistic financial planning.

andy rhea

Andy Rhea

President of Align Risk Solutions

Andy is the President of Align Risk Solutions. Prior to the formation of Align, Andy served as General Counsel to the Captive Insurance Division for the Tennessee Department of Commerce and Insurance. He began his legal career with the Mississippi Insurance Department and in private practice. He is a licensed attorney (in both Tennessee and Mississippi) and holds the Associate in Captive Insurance designation. Andy is very active in various captive insurance associations, currently serving as the President of the Tennessee Captive Insurance Association. Andy is a graduate of Mississippi State University where he received a BBA and MBA, and he earned his law degree from the University of Mississippi. During the feasibility and formation phases of Align’s process, Andy is involved in all regulatory, business plan and application functions. Ongoing, Andy is responsible for corporate governance, regulatory matters, and client relationships. 

Andrew Zito

President/CEO – Advus Fincancial Partners

Andrew has always been fascinated by complex things. The more complicated something is, the more he wants to understand it and fix it. From applying technology to solve business problems to working with plan sponsors to untangle complicated situations, he thrives on finding efficient and effective solutions.

Andrew oversees the operations of Advus, translating the firm’s vision and objectives into actionable processes. His responsibilities encompass technology solutions, business processes, service standards and human resources. He also is directly responsible for the retirement plan division and settingits strategic direction.

Andrew specializes in the qualified retirement plan aspect of the Advus business. Throughout his career, he has worked with retirement plans in a variety of different capacities. He began his career as an intern at Advus (formerly LAMCO Advisory Services, Inc.) assisting with compliance testing. He then spent several years working on platform conversions for retirement plans before moving into his present consulting role. Within the retirement plan space, he specializes in complex plan situations including plan mergers, spinoffs, complex regulatory audits, M&A activity and error corrections.