Employers are increasingly considering self-funding to counter rising medical and drug costs and serve their population with the benefits they actually need. In our experience, the cost of health insurance is the second largest expense behind payroll for most employers. … Read More
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NEWLY RELEASED: The Current
Insurance Report 2022, Issue 3!
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3 Ways Mid-Year Plan Reviews Help Avoid Benefits Renewal Bombshells
How a Mid-year Plan Review Avoids Benefits Renewal Shock and Awe
3 Questions You Must Ask Before Signing Your First Stop-Loss Insurance Contract
Stop-loss insurance contracts offer important protection for self-funded employers—but employers must ensure they’re providing the right coverage. Responsibly transitioning to self-funded health insurance can provide cash flow flexibility for some employers—and they are taking the plunge. In 2018, 38.7% of … Read More
3 Tips to Interpreting Your Health Insurance Carrier’s Language
A former carrier underwriter gives 3 handy tips to help you interpret your health insurance carrier’s language.
Stop-loss Insurance Changes Create Hurdles for Employers
When catastrophic claims rise, stop-loss insurance carriers take notice. Here’s a game plan for plan sponsors.
The Fair and Reasonable Renewal Rate: the Art of Carrier Negotiations
A Fair and Reasonable Renewal Rate: How to Get There through Carrier Negotiations