Which to Choose - COBRA or Chapter 375?
(Age 30 and Under Law)

Some individuals in New Jersey are faced with a dilemma when a child ceases to meet the definition of a dependent due to age. The question they ask about their "Section 375 Dependent" is:

"Should I select COBRA coverage or would I be better served opting for the NJ Chapter 375 Program?"

WHAT THIS MEANS TO YOU
As an HR professional, we realize that you wear many hats. One of your roles is that of an educator and advisor to your employees. We have prepared the below chart to serve as reference when educating your employees about the differences between COBRA coverage and the NJ Chapter 375 program. As there is not just one solution, we intend for this information to assist you in guiding your employees towards the solution that best fits their needs.

SUMMARY
There are many factors to weigh in this process, but for "Section 375 Dependents," these options provide extension of coverage alternatives and a means to secure affordable, high-level coverage that would be unavailable otherwise. Choose wisely!

WANT TO LEARN MORE?
Call Corporate Synergies today at 1.866.CSG.1719 or click here to contact us if you’d like assistance in determining whether COBRA coverage or the NJ Chapter 375 program is the right choice for insuring your dependents.

Corporate Synergies is on the cutting edge of employee benefits. We continually monitor the benefits landscape for issues just like this that may affect your organization.

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