Two-thirds of all Americans fail to take any or all of their prescription medicines. Although reasons may vary for this lack of compliance, cost is often cited as a major factor. The following are a few money saving ideas, whether you have prescription drug insurance coverage or not:

  • Call BenefitsVIP first. We can not only help you with any questions or issues you have regarding prescriptions, but also save you the time of researching if on your own!
  • Have you considered mail order programs? Many health/pharmacy plans offer mail order programs to members. These programs can usually save one to two copay charges per month.
  • Research it through carrier websites. Most health/pharmacy carriers provide information such as estimated cost data and medication alternatives.
  • Ask your physicians/pharmacists. Your physicians know your medical history so discuss cost saving alternative therapies and medications with them. Your pharmacists will confirm specific costs and will have information about drugs that will soon be over-the-counter.
  • Split it. Pill splitting is becoming increasingly common practice and can provide significant savings. Please note that NOT all pills can be safely split.
  • Shop around. Drug prices can vary greatly between pharmacies for both generic and brand name prescription drugs. Comparing prices between stores can provide significant savings.
  • Assistance programs. There are usually eligibility requirements for Prescription Assistance Programs. One of the most noted is Partnership for Prescription Assistance (www.pparx.org). Pharmaceutical company websites may also provide assistance for the drugs that they manufacture and some even offer coupons.

CONFIDENTIAL: We will do our best, by utilizing our database and tools, to help you find the best doctor possible. Your BenefitsVIP representative is your one-stop resource for information on providers!

   
Prescription Drug Misuse

The No.1 problem in treating illness today is patients' failure to take prescription medications correctly, regardless of patient age.

Almost two-thirds of Americans currently use medicines: 49 percent use prescription drugs, and 30 percent use nonprescription medications.

Almost 29 percent of Americans stop taking their medicine before it runs out.

23 percent of all nursing home admissions are due to patients failing to take prescription medications accurately.

Questions For Your Doctor

Whether prescription or over-the-counter (OTC), no medicine is without some risk. Know what side effects or allergic reactions your medicines may have. For prescription drugs, your first step to safe and effective treatment is to ask your doctor questions with each new prescription. For example:

How and when do I take it, and for how long?

While taking this medicine, should I avoid certain foods or dietary supplements, caffeine, alcohol, or other beverages, other medicines, prescription and OTC, certain activities, such as driving or smoking?

Are there side effects, and what do I do if they occur?

What is the difference between a brand name drug and a generic drug?

According to the Food and Drug Administration (FDA), generic drugs are the same as their brand name drug equivalents in active ingredients, dosage, safety, strength, and performance, and are held to the same strict standards as their brand name drug counterparts. However, generic drugs cost 30 - 70% less.

Are there any prescription medications that require prior authorization by the heath plan?

Most carriers have prior authorization requirements for certain prescription medications. Your physician should be aware at the time he is prescribing the medication that authorization is needed and should contact the carrier to secure it.

 
   
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